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SkyfireSkyfire · agent-servicesvsPaymanPayman · agent-services

Agent payments with two trust models. Skyfire is a network play — agent wallets plus KYA identity so services can accept payment from unknown agents. Payman is a policy play — wallets with limits and human approval so a bounded agent can't run off with the budget.

agentlist.io · spec diff · verified 2026-09-25 — list prices only, not benchmarks

SEC.01

Spec diff

SkyfirePayman
vendorSkyfirePayman
categoryagent-servicesagent-services
interfacesapiapi
hostingcloudcloud
pricingUsage-based (verify)Usage-based (verify)
statusactively maintainedactively maintained
also known asSkyfire ProtocolPayman AI
SEC.02

Pick which

pick Skyfire if

Your agent must pay strangers — APIs, MCP servers, other agents — and needs identity that travels with the payment.

pick Payman if

Your agent spends inside a company budget where every transaction wants a policy and, when it matters, a human signature.

watch out

Both are early-stage networks; check x402/AP2 protocol support before picking — interoperability beats wallet features at this stage.

SEC.03

Feature notes

  • Skyfire
  • 01Agent wallets
  • 02KYA agent identity
  • 03Agent-to-agent payments
  • 04API/MCP monetization
  • 05x402-compatible rails
  • Payman
  • 01Agent wallets with policies
  • 02Human approval flows
  • 03Spend limits and audit trail
  • 04Payee management
  • 05API-first
FAQ

Frequently asked

Skyfire or Payman — which should I pick?

Agent payments with two trust models. Skyfire is a network play — agent wallets plus KYA identity so services can accept payment from unknown agents. Payman is a policy play — wallets with limits and human approval so a bounded agent can't run off with the budget. Pick Skyfire if: Your agent must pay strangers — APIs, MCP servers, other agents — and needs identity that travels with the payment. Pick Payman if: Your agent spends inside a company budget where every transaction wants a policy and, when it matters, a human signature.

Is Skyfire or Payman cheaper?

Skyfire: Usage-based (verify). Payman: Usage-based (verify). List prices as of 2026-09-25; usage pools and seat terms change the real cost.

Does Skyfire or Payman run locally?

Skyfire hosting: cloud. Payman hosting: cloud. Interfaces differ too: Skyfire exposes api, Payman exposes api.

Are Skyfire and Payman still maintained?

Skyfire: actively maintained. Payman: actively maintained. Statuses are re-verified each catalog refresh (2026-09-25); see the changelog for the full history.

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