Claude CodeAnthropic · cli-agentvsCursorAnysphere · ai-ide

Terminal agent vs AI IDE — the two most-discussed paid setups. Claude Code runs supervised tasks from the shell; Cursor keeps the agent inside a VS Code-style editor.

agentlist.io · spec diff · verified 2026-09-25 — list prices only, not benchmarks

SEC.01

Spec diff

Claude CodeCursor
vendorAnthropicAnysphere
categorycli-agentai-ide
interfacescli · editor · apieditor · api
hostinglocallocal · cloud
pricingIncluded in Claude Pro $20/mo and Max ($100/$200); API pay-per-tokenHobby free; Pro $20/mo; Pro+ $60; Ultra $200; Teams $40/user
statusactively maintainedactively maintained
SEC.02

Pick which

pick Claude Code if

You want a terminal-native agent that plans, runs, and commits — and you're fine without an IDE surface.

pick Cursor if

You want the agent in the editor with inline diffs, tab completion, and model switching.

watch out

They compose well — many teams run Cursor for editing and Claude Code for long supervised tasks.

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Feature notes

  • Claude Code
  • 01Repo-wide reasoning
  • 02Shell tools
  • 03MCP
  • 04Hooks and skills
  • 05IDE extensions
  • 06Fast mode (preview)
  • Cursor
  • 01Tab completion
  • 02Agent / Composer modes
  • 03Project rules
  • 04Model choice
  • 05Cloud agents
  • 06Code review helpers
FAQ

Frequently asked

Claude Code or Cursor — which should I pick?

Terminal agent vs AI IDE — the two most-discussed paid setups. Claude Code runs supervised tasks from the shell; Cursor keeps the agent inside a VS Code-style editor. Pick Claude Code if: You want a terminal-native agent that plans, runs, and commits — and you're fine without an IDE surface. Pick Cursor if: You want the agent in the editor with inline diffs, tab completion, and model switching.

Is Claude Code or Cursor cheaper?

Claude Code: Included in Claude Pro $20/mo and Max ($100/$200); API pay-per-token. Cursor: Hobby free; Pro $20/mo; Pro+ $60; Ultra $200; Teams $40/user. List prices as of 2026-09-25; usage pools and seat terms change the real cost.

Does Claude Code or Cursor run locally?

Claude Code hosting: local. Cursor hosting: local, cloud. Interfaces differ too: Claude Code exposes cli/editor/api, Cursor exposes editor/api.

Are Claude Code and Cursor still maintained?

Claude Code: actively maintained. Cursor: actively maintained. Statuses are re-verified each catalog refresh (2026-09-25); see the changelog for the full history.

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