Federato
InsuranceFederato
Federato is an underwriting platform sold to insurers.
- Underwriting
- For carriers
Company
Last checked Nov 12, 2026
- Founded
- 2020 federato.ai (source for Founded)
- Headquarters
- San Francisco, CA federato.ai (source for Headquarters)
Positioning
Last checked Nov 12, 2026
- Lines of business
Commercial lines, specialty and E&S
federato.ai (source for Lines of business)- Who it is for
Carriers, MGAs, MGAAs and the London Market
federato.ai (source for Who it is for)- Rollout
Can be deployed in as few as 12-16 weeks
federato.ai (source for Rollout)
At a glance
$100 million Series D, over $180 million raisedVerifiedAs of Nov 18, 2025Federato announcement
Evidence notes
- Evidence level: Verified, primary.
- Raised capital is the sourced figure, from Federato’s own announcement.
- Led by Goldman Sachs. Federato’s own post of Nov 18, 2025.
Key facts
As of Nov 11, 2026
- Who it's for
- Carriers that want underwriters to work from one AI-assisted platform.
- What does it do?
- An AI-native platform for insurance work, sold to carriers, with underwriting at the centre.
- Who buys it?
- Insurance carriers.
- Funding and scale
- Raised a $100 million Series D led by Goldman Sachs on Nov 18, 2025, bringing total funding to over $180 million.
What the public record shows
Customers
- Michael Waller, VP Technology Business Operations, Mission Underwriters federato.ai · Last checked Nov 12, 2026
- Elizabeth Johnson, Chief Operating Officer, Ascot federato.ai · Last checked Nov 12, 2026
- Hyundai and Hawaiian Hurricane Insurance: A Case Studyfederato.ai · Last checked Nov 12, 2026
“Lots of people are talking about agentic AI as the future, but Federato is doing it now.”
federato.ai · Last checked Nov 12, 2026
“Federato’s AI-powered platform delivers better business outcomes consistently, full stop.”
federato.ai · Last checked Nov 12, 2026
See it
federato.ai · Last checked Nov 12, 2026
- Watch video federato.ai · Last checked Nov 12, 2026
- Watch video federato.ai · Last checked Nov 12, 2026
What people use it for
- AI-native insurance core: policy administration, billing and payments, and claims in one system federato.ai · Last checked Nov 11, 2026
- Underwriting decisions with context embedded in each decision so insurers bind the right risks faster federato.ai · Last checked Nov 11, 2026
- Build and launch insurance products faster with Product Studio federato.ai · Last checked Nov 11, 2026
Common questions
What is Federato?
Federato is an underwriting platform sold to insurers.
Who is Federato for?
Carriers that want underwriters to work from one AI-assisted platform.
How much does Federato cost?
We have no price on record for Federato. Check Federato's site.
Does Federato run locally or in the cloud?
Federato runs in the vendor's cloud. You use it through chat apps and an API.
What are alternatives to Federato?
See the Insurance shortlist for the other options.
Compare Federato
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